The Top 5 health Insurance Companies in the USA

Everyone is concerned about their health. In a country like the United State of America, with a population of more than 300 million people, health insurance is eminent. Everyone wants to get insure in the best insurance. Let us now see the top 5 insurance in the USA.

1. Aetna Inc.

Aetna Inc is one of the biggest active health insurance companies in the US. It is among the US leaders in fields like Health Care, Dental Care, and Pharmaceutical Products, Group life, Disability insurance and Employee benefits. It has millions of members of around the United States. It has more than 19 million medical members, more than 14 million dental members and more than 11 million pharmacy members.

This means more than 14% of the people in the US trust Aetna Inc. Aetna cares a lot for his members. It has a vast health care network. With more than 900,000 health care professionals, more than 500,000 primary care doctors and specialist, more than 5000 hospital, you are sure to get health care facilities provided by Aetna Inc in every nook and corner of the USA.

 Aetna Inc has a network of physicians based on clinical performance and cost efficiency which are recognized with AexcelR designation. Aetna Inc provides a lot of products and programs to its insurer. It provides a broad range of insurance and employee benefits products. It is the first insurance company in the US to provide consumer-directed health plan.

It has a wide range of programs and services that help in controlling the rising employee benefits costs. It also provides insurers information to help them in making good decision about their health. It provides benefits for all type of income earners through employers in all 50 states. With all the benefits and Medicare, you can see why Aetna Inc is the top health insurance company in the US.

2. Blue Cross and Blue Shield Association

Blue Cross and Blue Shield Association is one of the biggest health insurance companies which have a large number of insurers in the United States. It has more than 90 million insurers in the USA, which means around 30% of the population of the United States. It is called the Blue Cross and Blue Shield Association because 39 separate health insurance is merged to provide health insurance to the 30% of the Americans.

The integration of the Blue Cross and Blue Shield took place in the year 1982. Since then, it has become the health insurance company with the largest number of insurer in the US. Apart from providing Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-Of-service (POS) plans and Fee-For-Fee plans, it also administers medical plans for the federal government.

3. CIGNA Corporation

CIGNA Corporation is one the US top health insurance company which provides health insurance for more than 9 million people in the USA with various medical plans in forms of dental, vision, pharmacy and other health plans. 

It has its headquarters in Philadelphia and Pennsylvania which employs more than 30,000 people. In the financial year ended Dec 2008, CIGNA Corporation had revenue of $19, 101 million. It has qualified prospective partners and suppliers which support sales and activities by understanding customers’ needs better.

Its members consist of employers, government entities, unions and private individuals. CIGNA Corporation always tries to be in the same level of its competitor and keeps the most up to date information of its competitors’ business structure, strategy and prospects. CIGNA Corporation is a multinational company which provides health insurance in several countries of Asia, the European Union and Chile.

4. UnitedHealth Groups Incorporated

UnitedHealth Groups Incorporated is the second largest health insurer in the US which operates through 4 business segments, namely Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), Point-Of-service (POS) and other Medicare and Medicaid options. It is a diversified health insurance company as well as a well-being company which is dedicated in making the health care system work better.

UnitedHealth Groups Incorporated always works in introducing key innovations and health care services. It always tries to improve the products and services which is being offered. It directs its resources into designing products, providing services and applying technologies that improve access to health and well-being services. It also promotes quality and makes health care more affordable.

As you have seen, UnitedHealth Groups Incorporated invests in improving quality of products and services and introduces latest innovation in the field of health insurance. If you want quality and latest technology, you are the most welcome at UnitedHealth Groups Incorporated.

5. WellPoint Inc.

WellPoint Inc. is the largest insurer in the United States. It provides health insurance to more than 34 million in the US. 1 out of every 9 Americans is a member of WellPoint Inc. Its motto is “Improving lives of the people we serve and the health of our community.” The motto itself gives you an image of the health company.

It always works for the welfare of its members. WellPoint Inc. works in creating best health care values for its customers. It makes the best use of its assets and invests where returns are greatest. WellPoint Inc. always wants to be the market leader in every of their chosen business. It creates innovative products that makes health care more accessible and improve health of the community by promoting wellness and preventative care.

WellPoint Inc. tries to bring reform in the health care field and collaborates with health care professionals to improve the quality of health care being offered. This is why WellPoint Inc. is the largest health insurer in the United States. Read more about https://www.parkmed.com/fees-insurance

After having seen the top 5 Health insurance company in the USA, you must have noticed that all the 5 companies are going in the same direction. That is, they are all trying to provide its members the best products and services and trying to improve quality with the key innovations in the health care sector. These insurance companies always cater for the well-being of its members and this is the reason why they are the top health insurance companies in the US.